Even as the coronavirus pandemic eased relatively in the fiscal second quarter, Bandhan Bank improved its performance.

The bank’s collection efficiency improved to 90% at the end September 2021 from 80% three months back.

Repayment collection from microfinance vertical, which comprises almost a third of the bank’s loan portfolio, also improved to 86% from 72% in the preceding quarter, the bank said in a regulatory filing to stock exchanges.

On the asset side, Bandhan Bank saw a 7% year-on-year (YoY) jump to Rs 81,668 crore as on September 30, 2021.

Deposits rose 24% to Rs 81,898 crore, according to the provisional data provided by the bank to the stock exchanges.

Loans data as on September 30, 2021 are before considering write-offs, if any, the bank said.

Retail deposits jumped 35% YoY to Rs 68,787 crore. The CASA mix improved to 44.6% from 42.9% a quarter ago and 38.2% a year ago.

Liquidity coverage ratio stood at 139% as on September 30, 2021.