Sanjay Malhotra and the MPC members may find small space for an interest rate pause this time but a credit cycle reversal is inevitable down the line.
A significant portion of rupee depreciation reflects external shocks and capital flow dynamics rather than deterioration in domestic fundamentals, writes Ritesh Bhansali.
Fewer bank fraud cases occurred in FY26 but involved substantially larger amounts, latest RBI data showed.
SBI delivers mixed performance in Q4 with loan growth strong but margins seeing contraction; Chairman CS Setty sticks to FY27 guidance on loan growth and domestic NIM.
Redesigning of PNB’s asset portfolio is part of drive to bring down share of corporate loans to 40% of book while scaling up RAM to 60%; PNB MD & CEO Ashok Chandra explains why this is needed.
Swarup Kumar Saha lays out strategic roadmap to lift Punjab & Sind Bank’s total biz to Rs 4 lakh crore; plan includes branch expansions, organisational changes, productivity improvement and capacity building.
IDFC First Bank returns to normal pace of business growth in quick time, putting fraud impact behind it; even in March opens high number of accounts and new business is as earlier times.
RBI approves reappointment of Sandeep Bakhshi as ICICI Bank’s CEO for a further period of two years, with effect from 4 Oct.
SBI delivers mixed performance in Q4 with loan growth strong but margins seeing contraction; Chairman CS Setty sticks to FY27 guidance on loan growth and domestic NIM.
RBI has advised Ujjivan Small Finance Bank to reapply after demonstrating a diversified loan portfolio.
In a bid to curb frauds in digital payments, RBI proposes several safeguard measures, including lagged credit for authorised push payments.
Gross NPAs of private sector banks stood at Rs 1.34 lakh crore as on 30 September 2024, said MoS for Finance Pankaj Chaudhary; this as percentage of outstanding loan is 1.86% in private sector banks.
CRIF data shows high-ticket loans gain preference in FY25 amid rising stress in small borrowers, increased caution, evolving risks and broad-based moderation in credit growth.
Public sector banks account for Rs 58,330 crore of unclaimed deposits and Rs 8,673 cr is from private lenders; SBI tops list with Rs 19,329 cr.
Public sector banks have identified 1,629 corporate borrowers as wilful defaulters, owing loan dues of Rs 1.62 lakh crore as of 31 March 2025.
Public sector banks have written off a whopping Rs 12.08 lakh crore in the last nine fiscals; gross NPA ratio has dropped from 9.11% in FY21 to 2.58% in FY25.
ABG Shipyard sits at top of wilful defaulters list with Rs 6,695 crore due to banks, according to FM Nirmala Sitharaman; Gitanjali Gems, Beta Napthol and Rakesh Wadhawan follow.
