In shadow of Trump’s tariffs, RBI heads for interest rate cut cycle

Donald Trump’s 90-day tariff pause and a cooling inflation almost guarantees two more successive interest rate cuts; RBI Governor Sanjay Malhotra’s reign, however, coincides with a topsy-turvy world, gone chaotic and in process of being rebuilt through complex formations. 


Why IndusInd Bank is no Yes Bank when it sank

IndusInd Bank has not quite gathered the dirt of Yes Bank when it sank in 2020; bank’s fault line is currently restricted to discrepancies in forex derivatives accounting and not to spike in bad loans.



Post repo cut, fixed deposit rates signal fall

Only few private sector banks have responded early to repo cut as deposits lagging behind loan growth is a constraint; RBI’s assurance of liquidity surplus may encourage more banks to cut deposit rates.


IDFC First Bank gets Rs 7,500 cr lift from Warburg Pincus, ADIA

The affiliate firms of Warburg Pincus and ADIA will own 15% stake in IDFC First Bank; fund raise will fuel lender's next phase of growth.



Expect more rate cuts as RBI lowers growth forecast

RBI cuts repo rate by 25 basis points for second consecutive time; indicates more may come amid global uncertainties following Donald Trump’s sweeping imposition of tariffs.

Behind IndusInd Bank’s accounting lapses

IndusInd Bank's share price goes diving after discrepancies in accounting of derivatives portfolio come to light. Here is how and what happened to the country’s fifth-largest private sector bank.


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Deposits stay behind loan growth in Q4

Amid missed targets, liquidity crunch and market slide, most banks have seen deposits lag behind loan growth in the March quarter.


RBI proposes to strengthen gold loan norms

RBI issues draft circular proposing stronger norms for loans given against gold ornaments and jewellery; aim is to harmonise rules across different regulated entities.



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RBI’s six regulatory proposals for banks, fintechs

The proposals range from securitisation of stressed assets to gold loans, co-lending and UPI transaction limit.


RBI’s repo cut: Banks start lowering lending rates

After RBI’s repo rate cut, several PSU banks have revised lending rates by up to 35 basis points; interest rates on home and personal loans to fall.


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