State-owned UCO Bank posted a 15.76% rise in net profit to Rs 739.51 crore  for the fiscal third quarter ended December compared to Rs 638.83 crore a year ago.

The Kolkata-headquartered lender's total income for the December quarter grew to Rs 7,521.16 crore from Rs 7,405.89 crore in the earlier year. 

Interest earned rose to Rs 6,651.84 crore as against Rs 6,219.96 crore, the bank said in an exchange filing.

Operating profit grew 5.96% to Rs 1,680.24 crore in October-December, up from Rs 1,585.69 crore in the year-ago period.

Provisions and contingencies dropped to Rs 525.12 crore in the quarter ended December 2025, from Rs 589.51 crore.

Asset quality

UCO Bank’s asset quality improved, with gross non-performing assets (NPA) declining to 2.41% as of 31 December from 2.91% a year ago. 

Net NPA ratio fell to 0.36% from 0.63%.

The bank's capital adequacy ratio stood at 17.43% as of 31 December, improving from 16.25% a year ago.