SBI expected to cross this historic landmark in September quarter but achieved it on 3 November; loan pipeline of Rs 7.8 lakh crore to help bank post 16% corporate credit growth in FY27.
As external hires take over HDFC Bank and Kotak Mahindra Bank, something fundamental has altered. Era of high-profile bank chieftains is giving way to new form of process-driven leadership.
PNB has loan pipeline of Rs 1.58 lakh cr, says CEO Ashok Chandra; bank has key parameters in place to deliver quarterly net profit of Rs 6,000 cr.
Yes Bank counts on ‘stored capital’ levers if SC order forces AT1 bond restoration; rules out urgent capital raise.
Fairfax has not taken call yet on future of CSB Bank; have two years to decide whether to sell or merge it with IDBI Bank, says Prem Watsa.
Economists expect further tightening of up to 75 basis points to take repo rate to around 6% by end of FY27, if inflation, oil prices and geo-political conditions stay adverse.
Despite RBI’s 25-basis-point repo rate hike, banks may take time to raise FD rates as they have huge stock of FCNR(B) deposits; Bajaj Finance raises rates and other NBFCs are expected to follow suit.
New CEO Anup Bagchi will need to resurrect HDFC Bank’s shares, accelerate loan growth, revive low-cost deposits and expand margins even as his former employer bank closes in on the leader.
Bank of India CEO Rajneesh Karnatak says corporate loan pipeline is at Rs 65,000 crore and RAM at Rs 20,000; net profit expected to cross Rs 6,000 crore in FY27.
RBI revises earlier provisional data and says final count of FCNR(B) deposit inflows is $132.98 bn; OFCBs and ECBs have drawn $5.32 bn and $5.30 until 18 September.
A wider debate has centred around the ending of UPI’s free era. Govt says 96% of daily UPI transactions remain untouched. Critics say it will lead to price rise and impact biz growth. Who gains and who loses?
Recovery from written off accounts stands at Rs 1.83 lakh cr in last 5 financial years, translating to 35.24% of the value. Top five banks account for 70.99% of public sector banks’ loan write-offs. Wilful defaulters owe Rs 2.85 lakh crore to PSBs.
Sanjay Malhotra and the MPC members may find small space for an interest rate pause this time but a credit cycle reversal is inevitable down the line.
SBI delivers mixed performance in Q4 with loan growth strong but margins seeing contraction; Chairman CS Setty sticks to FY27 guidance on loan growth and domestic NIM.
Private banks collected Rs 4,948.71 crore in FY26 from customers for failing to maintain minimum balance in their savings and current accounts; HDFC and Axis Bank accounted for 58% of this.
RBI’s forex swap window helped banks to attract $127.23 bn of FCNR(B) deposits but economists said it could come with a hefty $10.6 bn bill for the central bank.
Banking system liquidity surplus jumps to Rs 9.7 lakh crore as of 3 September. RBI has complex task of managing liquidity and overnight rates.
Lenders must look beyond collateral security to finance emerging sectors such as data centres, static conductors and solar, says SBI Managing Director Ashwini Kumar Tewari.
S&P’s investment-grade rating comes at a time when IDFC First Bank is preparing to raise overseas capital, RBI has opened swap window for FCNR(B) deposits and lender is chasing faster growth.
Bank write-offs hit high of Rs 1,48,753 crore in FY19 and sharply fall to Rs 20,485 crore in FY26, MoS for Finance Pankaj Chaudhary says.
Around 68.5% of Arcil’s AUM is from corporate NPAs. As bank credit moves more towards retail, the IPO-headed ARC is prepared to align with credit cycles.
The wholly owned subsidiary of SBM Bank (Mauritius) Ltd has appointed a consultant for the process and is at an EoI stage, said its ED and CFO Amit Jagdhari.
Bank credit growth accelerates to 16.5% YoY as at end-June 2026 from 9.9% a year ago; weighted average lending rate eases by 45 basis points to 9.26%.
SBI Chairman CS Setty dismisses concerns raised by Axis Bank head Amitabh Chaudhry about massive FCNR(B) flows leading to abnormal lending; highlights role of AI in banking sector.
RBI Governor Sanjay Malhotra speaks about tools available to absorb excess liquidity, FCNR(B) deposits helping the central bank to earn additional income and reassessing growth-inflation dynamics in next policy.