Punjab & Sind Bank’s NPAs decline to 2.60% in Q3; total business stands at Rs 2.50 lakh crore.
After SMBC’s 24% stake acquisition, Yes Bank will release a strategic roadmap over the quarter, CEO Prashant Kumar said; succession plan process for his role also initiated.
Central Bank of India’s fiscal third-quarter profit gains came mainly from recoveries from write-offs and treasury gains.
Federal Bank’s Q3 net profit over the year-ago period was led by margin expansion, asset quality improvement and fee income growth.
Bank of Maharashtra posts net profit of Rs 1,779 crore in Q3; NIM drops to 3.88% from 3.98%.
RBI Governor Sanjay Malhotra expects inflation to be in a good place, interest rates to remain low and Indian economy’s goldilocks period to last in 2026. How will the year shape up and will his other gardening work in 2025 bear fruit?
IDFC First Bank has reduced savings accounts by up to 200 basis points on select categories.
HDFC Bank logs 12% growth in loans and average deposits to Rs 28.44 lakh crore and Rs 27.52 lakh crore, respectively; Kotak Mahindra Bank sees 16% rise in credit and 14.6% increase in deposits while ESAF SFB sees 13% surge in loans in Q3.
IndusInd Bank’s loan growth falls 13.1% year-on-year while deposits drop 3.8% in a quarter where major lenders like HDFC Bank and Kotak Mahindra Bank report double-digit growth.
Bandhan Bank posts loan growth of 10% to Rs 1.45 lakh crore in Q3; deposits up 11.1% to Rs 1.57 lakh crore but CASA falls to 27.26% from 31.73%.
Punjab National Bank’s global business rise 9.57% to Rs 28.92 lakh crore in Q3; credit up at Rs 12.32 lakh crore and deposits at Rs 16.60 lakh crore.
Widespread adoption of foreign currency denominated stablecoins can cause erosion of monetary control and weaken the transmission channels of domestic monetary policy, RBI said in its Financial Stability Report.
RBI’s stress test projects NPAs could rise to 4.2% under worst-case scenario, from multi-decade low of 2.1% as on September 2025.
Since provisions relating to CIRP came into force in December 2016, a total of 8,659 have been initiated till 30 September 2025; 6,761 (78%), have been closed and 1,898 CIRPs are ongoing, said RBI’s financial stability report.
Since March 2024, aggregate deposit growth of banks continues to fall in successive half years and reaches 9.8% as of end-September 2025.
