Indian rupee has had a remarkable journey of ups and downs as it has moved from a post-independence value of 3.30 to a dollar to breaching the 90-mark on 3 December 2025.
QIP raise of Rs 25,000 cr will support credit growth of Rs 12 trillion while maintaining CAR of 15%, says SBI chairman CS Setty; to mobilise Rs 12,500 crore via bonds in FY26.
Bandhan Bank’s NPA portfolio had an outstanding principal worth Rs 3,212.17 crore and a written-off loan portfolio worth Rs 3,719.14 crore.
Home loans of Rs 75 lakh above increase share to 39.4% of originations value in Q2; public sector banks expand market share in originations value to 50%.
Govt reviews performance of public sector banks in key areas including financial performance, asset quality and recovery; combined net profit of PSBs at Rs 93,675 cr in H1 of FY26.
SBI's retail loan book (sans home) has already reached Rs 7.26 lakh crore as of October against a target of Rs 7.70 lakh crore by the end of FY26, says CGM Sukhwinder Kaur; aims higher amid spike in gold and auto loans.
Heads of SBI and PNB say funding corporate takeovers is a huge opportunity and they will need to collaborate with other peer banks to work on this as RBI opens up this lending line.
State Bank of India expects its corporate and retail loans to accelerate in second half, allowing space to lift credit target for FY26 to 12-14%.
RBI’s draft norms allow banks to fund acquisitions by listed Indian companies with 3-year profit record; bank’s exposure to acquisition finance capped at 10% of tier 1 capital.
Provisioning will tighten for banks who are required to move to an expected credit loss framework mandated by RBI; PNB estimates impact to be Rs 9,000 crore.
IDFC First Bank’s Q2 net interest income up 6.8% YoY; gross NPA falls to 1.86% from 1.92% a year ago while bank expects NIM to improve from Q3.
Punjab National Bank’s asset quality improves as gross NPA declines to 3.45% from 4.48%; NIM narrows to 2.60% from 2.92% a year ago.
Yes Bank MD & CEO Prashant Kumar said worst is over for lender’s squeeze on net interest margins even as it posted 18.3% rise in Q2 net profit to Rs 654.5 crore.
Central Bank of India’s NII falls 3.7% and NIM is at 2.89%; co-lending partnership with Godrej for housing loans.
UCO Bank’s gross NPA ratio declines to 2.56% in Q2 from 3.18% a year ago; Net NPA improves to 0.43% from 0.73%.
