New norms for penal charges on loans: RBI gives banks, NBFCs 3 more months

New norms for penal charges on loans: RBI gives banks, NBFCs 3 more months

The Reserve Bank of India (RBI) has granted three more months to banks and non-banking financial com..

RBI targets evergreening of loans via AIFs, tightens norms

RBI targets evergreening of loans via AIFs, tightens norms

The Reserve Bank of India (RBI) has tightened certain norms with the objective of checking evergreen..

Paytm to go slow on consumer loans under Rs 50,000

Paytm to go slow on consumer loans under Rs 50,000

Paytm has decided to scale down the proportion of its unsecured loans below Rs 50,000 following the ..

RBI’s risky loans norms: Bank of Baroda sees up to 50 bps on capital buffers

RBI’s risky loans norms: Bank of Baroda sees up to 50 bps on capital buffers

The Reserve Bank of India's risk weight tinkering will have an impact of up to 0.50% on Bank of Baro..

SBI’s unsecured loans to see moderation after RBI’s tightening: Chairman

SBI’s unsecured loans to see moderation after RBI’s tightening: Chairman

The Reserve Bank of India’s tightening of norms in unsecured lending will moderate growth in that se..

Banks may need Rs 84,000 cr more as RBI tightens norms on consumer loans

Banks may need Rs 84,000 cr more as RBI tightens norms on consumer loans

The Indian banking system will require Rs 84,000 crore of excess capital due to revised unsecured lo..

RBI’s move on unsecured loans to hurt banks more than economy

RBI’s move on unsecured loans to hurt banks more than economy

The Reserve Bank of India’s clamp down on risky consumer lending is likely to hurt banks but only ha..

SBI not to be impacted by RBI’s new directive on risky consumer loans

SBI not to be impacted by RBI’s new directive on risky consumer loans

The Reserve Bank of India’s directive to increase risk weights on unsecured consumer loans will not ..

RBI ups risk weights on consumer loans

RBI ups risk weights on consumer loans

The Reserve Bank of India (RBI) has increased the risk weights with respect to consumer credit expos..

SBI chairman on unsecured loans, lending margins, CASA focus

SBI chairman on unsecured loans, lending margins, CASA focus

State Bank of India’s lending margins may get compressed by 3-5 basis points due to deposit repricin..

High growth in unsecured loans to remain even if risk weights increase

High growth in unsecured loans to remain even if risk weights increase

Growth in the unsecured loan segment will remain strong even if the Reserve Bank of India (RBI) incr..

No rise in risk in unsecured loans: Axis Bank CEO

No rise in risk in unsecured loans: Axis Bank CEO

Axis Bank is not seeing any rise in risk in its unsecured lending portfolio even as it has stayed aw..

Canara Bank Q2 net up 43%, bad loans fall

Canara Bank Q2 net up 43%, bad loans fall

Canara Bank has posted a 43% rise in net profit in the September quarter over the year-ago period, b..

Post-merger, HDFC Bank’s NIM falls, bad loans rise

Post-merger, HDFC Bank’s NIM falls, bad loans rise

HDFC Bank has reported a sharp fall in its lending margin and a rise in bad loans on a sequential ba..

RBI warns against rising personal loans once again

RBI warns against rising personal loans once again

Personal loans extended by banks and non-banking financial companies (NBFCs), which have seen a risi..