Retail loans behind RBI’s pause in rate hikes

Behind RBI’s pause in interest-rate hikes was fear that further rise in pricing of home and other retail loans would put borrowers under extreme stress; growth concerns also weighed heavy.

After Hindustan Photo Films’ death, NCLT parcels land

The land of iconic Hindustan Photo Films gets parceled out as part of debt resolution; this is first case after IBBI’s amendment allows for part resolution and part liquidation.



Why RBI bet on a pause in interest-rate increases

Despite RBI adopting a 'pause' policy, there's a strong possibility that interest rates would continue to climb. What made RBI Governor Shaktikanta Das say today’s monetary policy is a pause, not a pivot? 

Why Indian banks need to worry less about demise of SVB

Amid a global banking turmoil, FM Nirmala Sitharaman asks chiefs of public sector banks to be more vigilant. But few believe Indian banks will collapse like Silicon Valley Bank and Credit Suisse.


HDFC Bank to expand branches and aggressively grow deposits

HDFC Bank will continue to aggressively add branches and mobilise deposits even as it awaits all regulatory clearances for the merger of parent, HDFC Ltd, with itself.

How RBI’s proposal on penal charges could impact banks’ revenues

RBI’s proposal to discourage banks from capitalising on penal charges and additional interest loan defaults could potentially weigh on lenders' revenues. 



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Small savings schemes become competitive with bank FDs

Government raises interest rates of small savings schemes by up to 70 basis points for June quarter, making them competitive against bank fixed deposits.

RBI starts evaluating five potential bidders for IDBI Bank

Kotak Mahindra Bank, Prem Watsa-backed CSB Bank and Emirates NBD are among those that have submitted expressions of interest for acquiring majority stake in IDBI Bank.



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Centre asks PSU banks to monitor top loan accounts

The Finance ministry has asked public sector banks to follow stricter monitoring of top corporate loan accounts amid a banking crisis in the US and Europe.

RBI to set up portal for unclaimed bank deposits

RBI will set up a centralised portal to help depositors and their beneficiaries to search for their unclaimed bank deposits that are older than 10 years. 


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